For another two years, the Federal Long Term Care Insurance Program (FLTCIP) will not accept new applications for coverage. According to the U.S. Office of Personnel Management (OPM), the new suspension period begins on December 19, 2024, and will remain in effect for 24 months.
During this time:
- No applications for new FLTCIP coverage will be accepted.
- Current enrollees may not apply to increase their coverage.
- The enrollment status or benefit eligibility of current enrollees will not change.
- For enrollees with an active claim, there will be no change to coverage or the claims reimbursement process.
OPM has determined that extending the suspension period for applications is in the best interest of the program. The combination of ongoing volatility in long term care costs and a diminished insurance market are undermining the program’s ability to establish new premium rates that reasonably and equitably reflect the cost of the benefits provided (as required under federal law).
FLTCIP enrollees with questions should contact the program administrator at 1-800-582-3337, TTY 711, or international 1-571-730-5938, Monday – Friday, 8 a.m. to 6 p.m. (ET).